Health insurance policies often include a waiting period for pre-existing diseases (PED), typically ranging from 2 to 4 years, during which related claims are not covered. However, starting April 2024, the Insurance Regulatory and Development Authority of India (IRDAI) has mandated that insurers cannot reject claims based on pre-existing conditions after three years of policy issuance.
Ref :https://www.blogs.medicasapp.com/waiting-period-for-ped/
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