Career & Finance Fridays

“If you owe your bank a hundred pounds, you have a problem. But if you owe a million, it has.” ― John Maynard Keynes

Fun Facts and Debt

Hey, did you know that the average person spends 6 months of their life waiting for red lights to turn green!  Or that you burn more calories sleeping than you do watching television!  There is a world of fun facts just waiting to be discovered then regurgitated as cocktail party banter or small talk.  Here’s a fun fact that may be of interest to anyone living with debt.  When you file for bankruptcy your legally required bankruptcy trustee is not working for your and has a fiduciary duty to the creditors.  Actually that fact isn’t really funny at all.

Fun Facts verses Fiction

There’s nothing fun or trivial about living with a lot of debt.  Debt is a soul crushing, dreaming destroying, bully that squeezes the fun out of your life until you are a fearful shell of your former self.  Fact, Debt is a whirlwind of stress, worry, and strained relationships.  It affects your confidence and self-esteem, your personal demeanor and your outlook on life.  As your savings and disposable income get swallowed up by your debt so does your hope and positive outlook for the future. But back to the fun stuff.

Fun Facts about Debt Help

Here’s a fun fact your creditors don’t really want you to hear.  There is help available. Debt relief that will reduce and ultimately eliminate your debt and all of the stress and worry that comes with it.  Fun Fact, 4 Pillars Debt Solutions has been helping Canadians recover from debt since 2002.  In fact over 97% of their clients have successfully completed their debt restructuring plans; making 4 Pillars an industry leader in Canada. When you work with 4 Pillars you are getting the support and professional expertise you need to successfully deal with your debt.

4 Pillars was founded by three professionals who were tired of watching friends lose their businesses to debt.  They did their homework, combined their financial expertise and started a company that would ensure no one would be controlled by their debt again.

Fun Facts for a Brighter Future

In Abbotsford your 4 Pillars Debt Specialist is Barbara Wyant .  Barbara is a compassionate financial expert who understands the reality of debt. And unlike a bankruptcy trustee, Barbara works for you!  If you were led to believe that bankruptcy was your only option, it’s probably not. You may have more options than you realize. If it’s determined that a consumer proposal is the best course of action to eliminate your debt, Barbara and the 4 Pillars team will be there to represent you every step of the way.

If it looks like Debt Consolidation is a better fit for your situation Barbara will create a debt consolidation strategy that works for you, condensing all of your debt into one low payment.  She will navigate the financial terminology, create a plan to deal with your creditors, find your best debt relief options and help you rebuild your credit.  Your debt could be reduced by up to 80% and paid off completely within five years!

Money & Finances

What do you find to be the most overwhelming thing about paying off debt?